The resulting figure was 930,000. 8. 24. National Westminster Bank Plc v Hunter Law of Property Act 1925, s.91(2) - Mortgagor having continued interest in right of redemption - Conflicting contracts for sale - Whether mortgagee acted correctly in proceeding to sale by action - Applicability of remedy where sale contracted - Torts (Interference with Goods) Act 1977, s.13 - Order for sale of cattle MR JUSTICE MORGAN: But you are in very considerable need of capable legal advice not later than tomorrow morning I would suggest to get on with this. But possession and control do not turn upon ownership, one man can be the owner and another can be in possession and a third can have control. Accordingly, the question of selling the land has been one of the matters at the front of anyone's consideration. Further, under section 12(1)(a) Mr Hunter is already in breach of an obligation to take delivery of the cattle. MR JUSTICE MORGAN: And that is to be without prejudice to any powers you would have to recover costs----. National Westminster Bank Plc v Hunter & Anor | [2011] EWHC 3170 (Ch) | England and Wales High Court (Chancery Division) | Judgment | Law | CaseMine Browse cases England and Wales High Court (Chancery Division) 2011 November National Westminster Bank Plc v Hunter & Anor The mortgagor does not need an order of the Court to force the mortgagee to sell the property, the mortgagee has been taking active steps to sell the property and has got the benefit of a contract under which it will sell the property. The position under the auction contract is radically different. 79. 33. NATIONAL WESTMINSTER BANK PLC NWBD Company page - Search stock, chart, recent trades, company information, trading information, company news, fundamentals. Constructive trusts and proprietary estoppel often do what unjust enrichment cannot Birks, An Introduction to the Law of Restitution (Clarendon Press, 1989), 89 Fuller,Legal Fictions (Stanford University Press, 1967) Att-Gen for Hong Kong v. Reid [1994] AC 324 Westdeutsche Landesbank v. So although the contract exists or the pair of contracts exist, the legal position is as I have attempted to describe it. MR HUNTER: Do you have the power to ban me from public footpaths? Mr Taylor's company has acquired contractual rights. Jurisdiction code: Breach of Contract, Disability Discrimination, Maternity and Pregnancy Rights, Sex Discrimination. We confirm that the funds would be available to you pursuant to the loan facility offered to have enabled you to complete an agreement for the purchase of the property upon completion of the necessary conveyancing formalities. 50. The mortgagor put forward a number of reasons why the mortgagor should have conduct of the sale, one of those perceived benefits was that the mortgagor could remain in possession and resist an order for possession or the enforcement of an order for possession in favour of the mortgagee. Using IBAN since United Kingdom has officially introduced the IBAN system in April 2001. Making that contract, as I say, does not take from him his equity of redemption. Sentencing Remarks of Mrs Justice Cockerill. Mr Hunter had no proposals of a positive or constructive kind to put forward. This is also applied in National Westminster Bank v Hunter. Whether that deposit was paid or not paid is not in the event material. Royal Trust Bank v National Westminster Bank plc [1996] BCC 613 was a decision of the Court of Appeal in relation to the nature of a floating charge . Should the property remain unsold following the auction and you can provide proof of funding from your new lender I shall be happy to give further consideration to your refinancing proposals. 38. In H2 2021, complaints made to the Bank were down ~22% compared to H1 2021. 19. Since the possession action began and since the possession order was made t here has rightly been a great deal of communication between the bank and Mr Hunter. 74. In relation to the contract relating to Manor Farm, in addition to the change of date there is one further change, that is the purchase price, which had previously been 922,500, has been revised to 1,542,500. MR JUSTICE MORGAN: Well, I'm not giving you permission to do it. MR JUSTICE MORGAN: Mr Hunter pays the costs for the two applications on the standard basis to be subject to a detailed assessment? You are not to go there, you are not to interfere. MR JUSTICE MORGAN: I am making an order that you do not go on that land. 35. I do not know if I have power to stop you attaching a penal notice, but whether I am right or wrong about that, this is an order the Court makes, it is a mandatory order, which is slightly different from a negative order, but penal notices can attach to a mandatory order. It is plain to me that he will continue to be uncooperative and difficult in similar ways to those which he has manifested in recent times. Court grants injunction, despite noting that was fairly unreasonable and . . Having considered the effect of the conflicting contracts which exist and the challenge which Mr Hunter has raised to the conduct of the Receivers, I can now go to the ultimate issue which is whether the Court should exercise the jurisdiction it has which would enable Mr Hunter to sell the land to K Hunter and Sons Limited free from the charge, placing himself in breach of the contract with Mr Taylor's company, or whether the Court should make no such order. 36. Since the making of the order for possession a number of things have happened, not all of which I need recite. The contracts appear to be in essentially the same terms apart from the identity of the land and the price. The Court of Appeal decision in National Westminster Bank Plc. As the charges are in the same terms it will suffice if I refer to one of them and I will refer to the charge of 6th July 2006. 25% off till end of Feb! [1991] 2 AC 93, [1991] 3 All ER 41, [1991] 2 WLR 1177. Nor can I change the position in Mr Hunter's favour by granting some relief by way of injunction or otherwise against the Receivers. I can now pick up the chronology again by referring to what happened at that auction. Venue: CLUB LANGLEY Pitch 1. There was some description of some matters in relation to the land which I have been shown as follows. Currently, both domestic bank account numbers and IBAN are in circulation. This case concerns agricultural land and buildings at Manor Farm, Pitchcott, Aylesbury and at Kirkdene, Pitchcott, Aylesbury. MISS WINDSOR: In which case it [inaudible] the penal notice will attach to that too. Decision date: 6 May 2021. It was acquired by the Royal Bank of Scotland in 2000. The letter is in these terms: "Further to our telephone conversation with your solicitor, we write in confirmation that prior to the auction relating to the properties at Manor Farm on 14th July 2011 we had made a formal offer of finance to you to enable you to purchase Manor Farm, comprising the three residential units and the farm land, for a purchase price of 1,550,000. v. Arthur Young McClelland Moores & Co. (Practice Note) . MR JUSTICE MORGAN: Right. In those circumstances, the cattle being on the land in the possession of the bank under the control of the Receivers it seems to me that at that point in time, if not earlier -- and I decide nothing about the earlier period -- that the cattle will be under the control of the bank which seeks this order. GBX. By Clause 3.1.3 in particular Mr Hunter agreed that he would not without the bank's prior written consent dispose of the charged property. 92. Included for group value. If there is no point----, MR HUNTER: If I want to move the cattle, sir, how can I move the cattle if----. 11. I need to deal with those matters, albeit briefly. Title will be transferred by the mortgagee pursuant to the draft TR2 referred to in the contract. National Wesminster Bank PLC. Citations: [1985] 2 WLR 588; [1985] AC 686. So that is as much as I think I can indicate on that. The trust fund was then worth about andpound;50,000. Because he is unable to perform them they will not be performed and title will be available to be transferred to Mr Taylor's company. It is also the case that there have been further applications to the Court and eventually Mr and Mrs Hunter did leave the land, that is they ceased to reside on any part of the land or buildings. MR JUSTICE MORGAN: Do you want to have access to move them on a particular time? It seems to me incumbent on the mortgagor to seek from the High Court any relief which that Court is empowered to give before the possession warrant takes effect.". That means section 12 applies. Our 67,404 banking and credit card complaints stem from our 26 million accounts. 11.3, in the event that the contract is terminated pursuant to extra special condition 11.2, then the deposit will be returned to the buyer.". Nothing of that kind was put before the bank prior to the auction taking place and nothing of that kind has been put before the Court today. 32. My offer will remain open up to 5.30 p.m. today on a refinancing of the deal by yourselves for 12 months. The bank brought possession proceedings against Mr and Mrs Hunter. Ch., Walton J. 18. 67. Clause 8.1.A reads: "The seller will sell the property free from incumbencies other than any matters other than the charge contained in the land registry entries." I will take legal advice on it, sir. It said: "The property is not vacant, there is a 60 strong beef cattle herd currently on the property. Dealing with the question of the Court's jurisdiction, Miss Windsor of counsel, who appears on behalf of the bank, initially took the point that the court did not have jurisdiction under this sub-section because by reason of the auction contract or by reason of that and other matters Mr Hunter could not satisfy the Court that he was a person interested in the right of redemption. In National Bank of Greece, Lord Hailsham applied a multi-factorial test in determining source of interest. But if you cannot come to terms then you will be irrelevant and all these things will be done no matter what you think. 43. MR JUSTICE MORGAN: And even if I do not give you permission to go to them you are free to go to them and tell them all about it and they will do what is appropriate. I can see in detail what the parties said to each other because they said it in writing in documents sent by e-mail which have been produced in evidence. Raheem Bucknor. I have been shown a number of authorities on the operation of section 91(2). It is possible this bank is of similar date and by the same architect.
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